{"id":492,"date":"2025-04-17T21:37:16","date_gmt":"2025-04-17T21:37:16","guid":{"rendered":"https:\/\/mortgage-ai.client-demo-websites.com\/?page_id=492"},"modified":"2025-06-21T00:07:45","modified_gmt":"2025-06-21T00:07:45","slug":"resources","status":"publish","type":"page","link":"https:\/\/mortgage-ai.client-demo-websites.com\/index.php\/resources\/","title":{"rendered":"RESOURCES"},"content":{"rendered":"\t\t
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Resources<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Suspendisse dignissim, lectus id dapibus pellentesque, sem augue varius massa, sollicitudin
eleifend enim purus non sapien. Sed tempor arcu ut ante ultrices dictum.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tPartner With Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Non-QM<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DSCR<\/h2>\n <\/div>\n
\n <\/span><\/span><\/span><\/span> <\/div>\n
\n
    \n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n 85% LTV<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n No-Ratio \u2013 75% LTV<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n No Income or Job Verification<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n FICO Down to 600<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n Short-Term Rental<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n No Reserves (Most Programs)<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n Loan Amount to $3,000,000<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n ITIN & Foreign National<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n Rural Property<\/span>\n \n \n <\/li>\n
  • \n \n \n <\/path><\/svg> <\/span>\n\n \n Manufactured Homes<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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    Expanded Prime <\/h2>\n <\/div>\n
    \n <\/span><\/span><\/span><\/span> <\/div>\n
    \n
      \n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n Alt. Income \u2013 90% LTV<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n 12 Months Bank Statements<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n 1 Year Self-Employed<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n FICO Down to 600<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n $4,000,000 Loan Amounts<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n 1 Score or No Score Option<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n No Reserves under <75% LTV<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n Asset Depletion<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n ITIN & Foreign National<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n Non-Warrantable Condos<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n Manufactured Homes<\/span>\n \n \n <\/li>\n
    • \n \n \n <\/path><\/svg> <\/span>\n\n \n First Time Homebuyers OK<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      Fall-Out and DPA QM<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Down Payment Assistance \u2013 FHA <\/h2>\n <\/div>\n
      \n <\/span><\/span><\/span><\/span> <\/div>\n
      \n
        \n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n 5% DPA Re-Payable Option<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n 3.5% Forgivable Option<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n No-Income Limits<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n FICO Down to 600<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n Manual Underwrite<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n Competitive Pricing<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n Manufactured Homes OK<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n Follow DU or LP<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n High Balance Available<\/span>\n \n \n <\/li>\n
      • \n \n \n <\/path><\/svg> <\/span>\n\n \n Non-Occ. Co-Borrowers<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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        Manual UW & Fall-Out Lender<\/h2>\n <\/div>\n
        \n <\/span><\/span><\/span><\/span> <\/div>\n
        \n
          \n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n Conventional Manual UW<\/span>\n \n \n <\/li>\n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n VA & FHA Manual UW<\/span>\n \n \n <\/li>\n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n VA & FHA FICO to 550<\/span>\n \n \n <\/li>\n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n Wide Product Mix<\/span>\n \n \n <\/li>\n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n No Overlays<\/span>\n \n \n <\/li>\n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n Aggressive UW<\/span>\n \n \n <\/li>\n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n Make Sense Lending<\/span>\n \n \n <\/li>\n
        • \n \n \n <\/path><\/svg> <\/span>\n\n \n High Balance Available<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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          Company Highlights<\/h2>\n <\/div>\n
          \n <\/span><\/span><\/span><\/span> <\/div>\n
          \n
            \n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n Online Pricing and Portal<\/span>\n \n \n <\/li>\n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n Upfront AI Income Calculation<\/span>\n \n \n <\/li>\n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n Mini-Corr (Coming Soon)<\/span>\n \n \n <\/li>\n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n TBD Approvals<\/span>\n \n \n <\/li>\n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n Easy Broker Package<\/span>\n \n \n <\/li>\n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n No EPO or Buy-Back Clause<\/span>\n \n \n <\/li>\n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n 30+ Years Experience<\/span>\n \n \n <\/li>\n
          • \n \n \n <\/path><\/svg> <\/span>\n\n \n Work Directly w\/ Decision Makers<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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            Programs in Development<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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            Mini Correspondent<\/h2>\n <\/div>\n
            \n <\/span><\/span><\/span><\/span> <\/div>\n
            \n
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            • \n \n \n <\/span>\n\n \n <\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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              Fix and Flip <\/h2>\n <\/div>\n
              \n <\/span><\/span><\/span><\/span> <\/div>\n
              \n
                \n
              • \n \n \n <\/span>\n\n \n 1-4 Units<\/span>\n \n \n <\/li>\n
              • \n \n \n <\/path><\/svg> <\/span>\n\n \n $4 Million Max Loan Amount<\/span>\n \n \n <\/li>\n
              • \n \n \n <\/path><\/svg> <\/span>\n\n \n 90% LTC<\/span>\n \n \n <\/li>\n
              • \n \n \n <\/path><\/svg> <\/span>\n\n \n Can do with ITIN & Foreign National<\/span>\n \n \n <\/li>\n
              • \n \n \n <\/span>\n\n \n 5-29 Units<\/span>\n \n \n <\/li>\n
              • \n \n \n <\/path><\/svg> <\/span>\n\n \n $10 Million Max Loan Amount<\/span>\n \n \n <\/li>\n
              • \n \n \n <\/path><\/svg> <\/span>\n\n \n 90% LTC<\/span>\n \n \n <\/li>\n
              • \n \n \n <\/path><\/svg> <\/span>\n\n \n Can do with ITIN & Foreign National<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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                Construction Loans - Our Money<\/h2>\n <\/div>\n
                \n <\/span><\/span><\/span><\/span> <\/div>\n
                \n
                  \n
                • \n \n \n <\/path><\/svg> <\/span>\n\n \n 90% LTC O\/O<\/span>\n \n \n <\/li>\n
                • \n \n \n <\/path><\/svg> <\/span>\n\n \n 80% 2nd Home LTC<\/span>\n \n \n <\/li>\n
                • \n \n \n <\/path><\/svg> <\/span>\n\n \n 75% LTC Jumbo & Investment <\/span>\n \n \n <\/li>\n
                • \n \n \n <\/path><\/svg> <\/span>\n\n \n Can do with a non-QM takeout.<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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                  Private Money<\/h2>\n <\/div>\n
                  \n <\/span><\/span><\/span><\/span> <\/div>\n
                  \n
                    \n
                  • \n \n \n <\/i> <\/span>\n\n \n Commercial<\/span>\n \n \n <\/li>\n
                  • \n \n \n <\/i> <\/span>\n\n \n Mixed Use<\/span>\n \n \n <\/li>\n
                  • \n \n \n <\/i> <\/span>\n\n \n Land<\/span>\n \n \n <\/li>\n
                  • \n \n \n <\/i> <\/span>\n\n \n Non-QM Fall out<\/span>\n \n \n <\/li>\n
                  • \n \n \n <\/i> <\/span>\n\n \n Fix & Flip and Construction<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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                    Reverse Mortgages<\/h2>\n <\/div>\n
                    \n <\/span><\/span><\/span><\/span> <\/div>\n
                    \n
                      \n
                    • \n \n \n <\/span>\n\n \n <\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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                      Bridge Loans<\/h2>\n <\/div>\n
                      \n <\/span><\/span><\/span><\/span> <\/div>\n
                      \n
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                      • \n \n \n <\/span>\n\n \n <\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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                        Home Simple Cash Purchase Program <\/h2>\n <\/div>\n
                        \n <\/span><\/span><\/span><\/span> <\/div>\n
                        \n
                          \n
                        • \n \n \n <\/path><\/svg> <\/span>\n\n \n Purchase a Borrowers Departing Residence - Allows them to buy without making a contingent offer.<\/span>\n \n \n <\/li>\n
                        • \n \n \n <\/path><\/svg> <\/span>\n\n \n Purchase a new home cash or payoff builder right away - Allow Borrower to make competitive Cash Offer<\/span>\n \n \n <\/li>\n <\/ul>\n <\/div>\n\t <\/div>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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                          BECOME A PARTNER<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                          \n\t\t\t\t\tGeneral Information\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t
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